Equipment and commercial loans are finance solutions designed to help businesses purchase assets, fund growth, or manage cash flow. These loans can be structured to support day-to-day operations or longer-term expansion plans.
Depending on the lender and loan structure, finance may be secured against the asset being purchased or provided as an unsecured facility.
At Leaders in Finance, we help you understand suitable options before you commit, so you can make informed decisions for your business.
Commercial finance can support a wide range of business needs, subject to lender criteria.
Common uses include:
Business equipment and machinery
Commercial vehicles and fleets
Tools and technology upgrades
Working capital and cash flow support
Business expansion and growth
Refinancing existing business debt
Loan structures and eligibility depend on your business type, financial position, and how the funds will be used. We guide you through what’s realistic once your details are submitted.
Choose the finance option that suits your needs. Read the details, then submit our online pre-approval form in minutes. We compare options across 40+ lenders to find the best fit for your goals, budget, and circumstances.
Secure document upload is available inside the form.
We assist sole traders, partnerships, companies, and trusts. Lender requirements vary depending on your business structure and financial history.
Documents may include ABN details, recent BAS or bank statements, financials, and identification. We’ll let you know exactly what’s needed once you submit the form.
Some lenders consider newer businesses, depending on the asset, industry, and overall application profile.
Timeframes vary by lender and how quickly documents are supplied. Once all required information is received, applications can progress efficiently.
Both options exist. Some loans are secured against equipment or vehicles, while others may be unsecured with different terms.
