A car loan is a type of finance that helps you purchase a new or used vehicle by spreading the cost over regular repayments. Depending on the lender and loan structure, the vehicle may be used as security for the loan.
Car loans can be arranged for personal or business use and may offer flexible terms based on your budget, employment type, and the vehicle you’re purchasing.
We can assist with finance for a wide range of vehicles, subject to lender criteria.
Common vehicle types include:
New and used cars
Sedans, hatchbacks, SUVs, and utes
Vans and light commercial vehicles
Dealer and private sales
Vehicle age, condition, and usage (personal or business) may affect lender eligibility. We’ll guide you through what’s possible once your details are submitted.
Choose the finance option that suits your needs. Read the details, then submit our online pre-approval form in minutes. We compare options across 40+ lenders to find the best fit for your goals, budget, and circumstances.
Secure document upload is available inside the form.
You’ll usually need a driver licence, Medicare or visa details, and recent payslips. Self-employed applicants may need to provide additional business documents.
Timeframes vary depending on the lender and how quickly documents are supplied. Once all required information is received, applications can progress efficiently.
Not always. Some lenders may approve finance with a low or no deposit depending on your profile and the vehicle.
Yes. We work with lenders that support self-employed applicants and will advise what documents are required.
Submitting the enquiry form does not affect your credit score. Any credit checks will be explained before a formal application is lodged.
