A bike loan is a type of finance designed to help you purchase a new or used motorcycle by spreading the cost over regular repayments. Depending on the lender and loan structure, the bike may be used as security for the loan.
Bike loans can be arranged for personal use and may offer flexible terms based on your budget, employment type, and the type of motorcycle you’re purchasing.
At Leaders in Finance, everything starts online. You submit a short form, upload documents securely, and we help you understand suitable options before you commit.
Bike finance can be available for a wide range of motorcycles, subject to lender criteria.
Common bike types include:
Road and sports bikes
Cruisers and touring motorcycles
Dirt bikes and trail bikes
Scooters
New and used motorcycles
Eligibility may depend on the bike’s age, condition, and value, as well as your individual circumstances. We’ll guide you through what’s realistic once your details are submitted.
Choose the finance option that suits your needs. Read the details, then submit our online pre-approval form in minutes. We compare options across 40+ lenders to find the best fit for your goals, budget, and circumstances.
Secure document upload is available inside the form.
You complete a short online form and upload required documents securely. We then review suitable lender options and guide you through the next steps.
Most applications require a driver licence, Medicare card or visa details, and recent payslips. Additional documents may be requested depending on the lender.
Timeframes vary by lender and how quickly documents are supplied. Once all required information is received, applications can progress efficiently.
Not always. Some lenders may consider low or no deposit options depending on your profile and the motorcycle.
Bike loans can be either secured or unsecured. Secured loans generally use the motorcycle as collateral and may offer different terms.
